EXTRA WORK SHEETS
("Click" the Desired Work Sheet Below)

For Best Results when "Copy, Paste and Printing" the Work Sheets:
      Set the Header, Footer and All Four Margins to "0.50" in the "Page Setup" Command.
        Set the Gutter to "0.00" in the "Page Setup" Command.

IMPORTANT NOTICE: All Work Sheets will Open in a "New Window". Close "Window" to Return Here & Continue.

(Hint: The "Page Setup" Command is Located Under/In the "File" Command of your Computer's Menu Bar.)


DETERMINING VEHICLE'S TOTAL PURCHASE PRICE
No Trade-In
NEW & USED Vehicles

DETERMINING VEHICLE'S TOTAL PURCHASE PRICE
Trade-In and No Pay-Off Balance
NEW & USED Vehicles

DETERMINING VEHICLE'S TOTAL PURCHASE PRICE
Trade-In Possessing a Pay-Off Balance
NEW & USED Vehicles

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TAX CALCULATION
State Specific: Purchase Price or Trade Difference
NEW & USED Vehicles

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TOTAL GROSS MONTHLY INCOME AMOUNT
Married and Un-Married Applicants

CALCULATING GROSS INCOME AMOUNT
Hourly Employees Without Overtime

CALCULATING GROSS INCOME AMOUNT
Hourly Employees With Overtime

CALCULATING GROSS INCOME AMOUNT
Salary Employees

CALCULATING GROSS INCOME AMOUNT
Set/Fixed Income Amounts (i.e. Alimony, Child Support, etc.)

CALCULATING GROSS INCOME AMOUNT
Alternative Method

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DETERMINING MAXIMUM LOAN-TO-VALUE (LTV) AMOUNT
Good Credit Quality/Lenders
NEW & USED Vehicles

DETERMINING MAXIMUM LOAN-TO-VALUE (LTV) AMOUNT
Less than Perfect, Bad & No Credit Quality/Lenders
NEW Vehicles

DETERMINING MAXIMUM LOAN-TO-VALUE (LTV) AMOUNT
Less than Perfect, Bad & No Credit Quality/Lenders
USED Vehicles

ANALYZE RESULTS: ELEMENT #3. LOAN-TO-VALUE (LTV)
All Credit Qualities & Lenders
NEW & USED Vehicles

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CALCULATING YOUR VEHICLE'S LOAN PAYMENT
Payment Calculator

CALCULATING MAXIMUM PAYMENT-TO-INCOME (PTI) AMOUNT
All Credit Qualities and Lenders
NEW & USED Vehicles

ANALYZE RESULTS: ELEMENT #4. PAYMENT-TO-INCOME (PTI)
All Credit Qualities & Lenders
NEW & USED Vehicles

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CALCULATING TOTAL CURRENT MONTHLY PAYMENTS
(Include Payment Associated With This Vehicle Purchase)

CALCULATING MAXIMUM DEBT-TO-INCOME (DIR) AMOUNT
All Credit Qualities and Lenders
NEW & USED Vehicles

ANALYZE RESULTS: ELEMENT #5. DEBT-TO-INCOME (DIR)
All Credit Qualities & Lenders
NEW & USED Vehicles