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Work Sheet                                                                                                                                                                            Work Sheet

Work Sheet

DETERMINING MAXIMUM LOAN-TO-VALUE (LTV) AMOUNT

Good Credit Quality/Lenders

NEW & USED Vehicles

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NEW Vehicles:


    $                   Manufacturer's INVOICE

    X      1.35      

    $                  
MAXIMUM LOAN-TO-VALUE (LTV) AMOUNT

                        
(i.e. Maximum Approvable Loan Amount.)

                         (INCLUDING: Tax, Title, Licensing and Documentation Fees)



USED Vehicles:


    $                   NADA/KELLEY BLUE BOOK RETAIL Value

    X      1.35       

    $                  
MAXIMUM LOAN-TO-VALUE (LTV) AMOUNT

                         (i.e. Maximum Approvable Loan Amount.)

                         (INCLUDING: Tax, Title, Licensing and Documentation Fees)



(NOTE:
Most lenders allow additional products or services such as Credit Life/Disability Insurance,
 Warranty/Service Contracts and Gap/Debt Cancellation Agreements to be Added to the Maximum
 LTV if desired.)


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