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Work Sheet                                                                                                                                                                            Work Sheet

Work Sheet

CALCULATING MAXIMUM DEBT-TO-INCOME (DIR) AMOUNT

All Credit Qualities and Lenders

NEW & USED Vehicles

(Copy, Paste, Print and Complete)



$                   Total Gross Monthly Income

X       .40       

$                   MAXIMUM DEBT-TO-INCOME (DIR) AMOUNT


(IMPORTANT NOTICE: All Co-Signers &/or Co-Applicants who Reside at a Different Address and/or is Not Married To the Primary/Main Applicant MUST COMPLETE INDIVIDUAL Maximum Debt-To-Income (DIR) Work Sheets. BOTH Applicants/Individuals MUST QUALIFY within the Maximum 15% Payment-To-Income (PTI) and Maximum 40% Debt-To-Income (DIR) Elements/Guidelines.)


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