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Work Sheet                                                                                                                                                                            Work Sheet

Work Sheet

CALCULATING MAXIMUM PAYMENT-TO-INCOME (PTI) AMOUNT

All Credit Qualities and Lenders

NEW & USED Vehicles

(Copy, Paste, Print and Complete)



$                   Total Gross Monthly Income Amount (All Applicants)

X       .15       

$                   MAXIMUM PAYMENT-TO-INCOME (PTI) AMOUNT

(i.e. The Highest Allowable/Approvable Vehicle Payment you can have based upon your
       Total Gross Monthly Income.)

(IMPORTANT NOTICE: All Co-Signers &/or Co-Applicants who Reside at a Different Address and/or is Not Married To the Primary/Main Applicant MUST COMPLETE INDIVIDUAL Maximum Payment-To-Income (PTI) Work Sheets. BOTH Applicants/Individuals MUST QUALIFY within the Maximum 15% Payment-To-Income (PTI) and Maximum 40% Debt-To-Income (DIR) Elements/Guidelines.)


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