Work Sheet

TOTAL GROSS MONTHLY INCOME AMOUNT

Married & Un-Married Applicants

(Copy, Paste, Print and Complete for All Applicants)

• If the Applicant and Co-Applicant/Co-Signer are MARRIED TO EACH OTHER, combine both individual's Total Gross Monthly Income Amounts to obtain One Overall Dollar Amount. Use this combined Total Gross Monthly Income Amount to calculate your Maximum Payment-To-Income (PTI) Amount in the next function.

$                    APPLICANT'S Total Gross Monthly Income (From Below)

+                    CO-APPLICANT'S/CO-SIGNER'S Total Gross Monthly Income (From Below)

$                     TOTAL GROSS MONTHLY INCOME AMOUNT (Married Individuals)

• If the Applicant and Co-Applicant/Co-Signer are NOT MARRIED TO EACH OTHER, each person must calculate their Maximum Payment-To-Income (PTI) Amount individually. Use separate Maximum Payment-To-Income Work Sheets in the next function. Both applicants must also Pass/Qualify when "Comparing Results" (i.e. the last function) at the end of this section. 

APPLICANT

$                     Income Source #1

$                     Income Source #2

$                     Income Source #3

$_________   Income Source #4

$                                                    
TOTAL GROSS MONTHLY INCOME AMOUNT

[Close this "Window" to Continue]                      

CO-APPLICANT/CO-SIGNER

$                     Income Source #1

$                     Income Source #2

$                     Income Source #3

$__________ Income Source #4

$                                                    
TOTAL GROSS MONTHLY INCOME AMOUNT